Used Car Leasing Deals
Looking for an affordable way to drive a quality vehicle? Used car leasing lets you get behind the wheel of a nearly-new car at a fraction of the cost of leasing brand new. Whether you call it second hand car leasing, a used car lease, or leasing a pre-owned vehicle, the concept is simple: you lease a car that has already completed its first contract, meaning lower monthly payments for you.
At Car Leasing, we work with leading UK funders to bring you competitively priced used lease cars across all major manufacturers. Every vehicle is inspected, serviced, and delivered to your door so you get the same peace of mind as a new lease, at a price that works harder for your budget.
Search Used Car Lease Deals
Search through our range of used car lease deals below which come with low monthly payments and fast delivery.
How Does Leasing a Used Car Work?
Used car leasing — sometimes called second hand car leasing — follows the same straightforward process as leasing a new vehicle. The difference is that you're leasing a car that has already been through one lease contract, which is why monthly payments are significantly lower.
Step 1: Choose your car Browse our selection of used lease cars and find the right make, model, and budget for you. Every vehicle in our used range has been through a full inspection and is ready to go.
Step 2: Configure your lease Select your contract length (typically 12, 24, 36, or 48 months), annual mileage allowance, and whether you'd like a maintenance package included. We'll tailor the agreement to your needs — personal or business.
Step 3: Apply and get approved Complete a quick online application. Our finance partners will carry out a standard credit check, and we'll confirm your agreement, usually within 24–48 hours.
Step 4: Take delivery Your used lease car is delivered direct to your home or workplace, anywhere on the UK mainland, free of charge. Most of our used cars are in stock and can be with you in as little as 14 days.
Used Car Leasing for Personal & Business Customers
Our used car lease deals are available on both Personal Contract Hire (PCH) and Business Contract Hire (BCH) agreements.
Personal customers benefit from fixed monthly payments with no balloon payment at the end, road tax included, and the option to add maintenance cover for complete peace of mind. It's a straightforward, commitment-light way to drive a quality car.
Business customers benefit from additional financial advantages. Monthly lease payments are a deductible business expense, VAT is reclaimable (100% for sole business use, 50% for mixed use), and because you never own the vehicle, it stays off your balance sheet. For businesses looking to manage fleet costs without tying up capital, 2nd hand car leasing is a practical and tax-efficient solution.
Benefits of Leasing a Used Car
There are good reasons why more drivers in the UK are choosing to lease a used car rather than buying outright or taking on a PCP agreement. Here's what makes it a smart option:
Lower monthly payments Because the car has already absorbed its steepest depreciation during the first lease, your monthly cost is significantly lower than leasing the same model brand new. That means you can either save money or drive a higher-spec vehicle for the same budget.
No depreciation risk You never own the vehicle, so you're never exposed to the risk of it losing value faster than expected. At the end of your contract, you simply hand it back — no part-exchange haggling, no negative equity.
Nearly-new quality Our used lease cars are typically two to four years old with low mileage. Every vehicle is inspected to meet industry standards and delivered in excellent condition, so you're not compromising on quality.
Fixed, predictable costs Your monthly payment is agreed upfront and stays the same for the duration of your contract. No surprise repair bills, no variable finance rates. If you add a maintenance package, servicing and MOT costs are covered too.
Available with insurance options For drivers who want everything wrapped into one simple package, used car lease deals with insurance can bundle your cover alongside your lease — making budgeting even easier. Ask our team about available options for a used car lease with insurance included.
Flexible contract lengths Choose a contract that suits your situation, from 12 months up to 48 months. Whether you need a short-term solution while waiting for a new car or a longer commitment at a lower monthly rate, the flexibility is built in.
What's Included in Your Used Car Lease
Every used car lease from Car Leasing includes:
Road tax for the duration of your contract
Free mainland UK delivery
Full vehicle inspection before delivery
Minimum 6 months MOT
Minimum 6 months breakdown cover
Optional extras available:
Maintenance packages covering servicing, MOT, and tyres
Extended warranty cover
Insurance packages (used car lease with insurance)
GAP insurance
Ready to Lease a Used Car?
Browse our latest used car lease deals or speak to one of our leasing specialists who can help you find the right vehicle and package for your needs. Whether you're looking for a used lease car for personal use or a cost-effective business solution, we'll get you on the road for less.
Frequently Asked Questions
Yes, second hand car leasing is widely available in the UK and growing in popularity. When you lease a second hand car, you're taking on a vehicle that has already completed its first lease contract. The process works identically to leasing a new car — you agree a contract length, mileage allowance, and fixed monthly payment but at a lower cost because the car has already gone through its steepest period of depreciation.
Used car lease deals typically start from around £100–£150 per month, depending on the make, model, age, and mileage of the vehicle. Monthly payments on a used lease are generally 20–40% lower than the equivalent new car lease. Your initial payment (usually the equivalent of 3, 6, or 9 months' rental) and your chosen annual mileage allowance will also affect the overall cost.
All our used lease cars are inspected and prepared before delivery. These are ex-lease vehicles that have been maintained to manufacturer standards during their first contract, and they meet industry condition guidelines set by the BVRLA (British Vehicle Rental and Leasing Association). Vehicles are typically two to four years old with mileage ranging from around 7,000 to 50,000 miles.
Standard used car lease agreements do not include motor insurance — you'll need to arrange your own fully comprehensive cover. However, we do offer used car lease with insurance packages on selected deals, bundling your insurance with your lease for a single monthly payment. Speak to our team to find out which vehicles are eligible.
At the end of your contract, you return the vehicle. There's no balloon payment, no obligation to buy, and no part-exchange to worry about. The car is inspected against fair wear and tear guidelines, and as long as it's within the agreed mileage and condition standards, you simply hand back the keys. Most customers roll straight into a new lease at that point.
You will need to pass a credit check as part of the application process. Most finance providers look for a good to excellent credit score, but requirements can vary between funders. If you're unsure about your eligibility, our team can guide you through the options before you apply, so you know where you stand.
With 2nd hand car leasing, you pay a fixed monthly amount and return the car at the end — there's no optional final payment and no ownership transfer. With PCP (Personal Contract Purchase), you typically face a large balloon payment at the end if you want to keep the car, and your monthly payments are calculated differently. For drivers who want simplicity, lower monthly outgoings, and no residual value risk, leasing a used car is usually the more straightforward option.
Absolutely. Used car leasing is available on Business Contract Hire (BCH) agreements. Business customers can reclaim VAT on monthly payments and offset lease costs as a business expense. For companies managing fleet budgets or looking for a cost-effective company car solution, secondhand car leasing offers significant savings compared to leasing new.
Most of our used lease cars are in stock and ready for delivery within 14 days of your order being approved. Delivery is free to any mainland UK address — home or workplace. If you need a vehicle urgently, for example while waiting for a factory-order new car, a short-term used lease can fill the gap.
Annual mileage allowances on our used car lease deals typically range from 5,000 to 25,000 miles per year. You choose the allowance that fits your driving needs when you configure your lease. Any mileage already on the vehicle before handover does not count towards your allowance — your agreed mileage starts from the day you take delivery.