Car Leasing with Insurance

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Free Nationwide Delivery

Full Manufacturers Warranty

Road Tax Included

Competitive Lease Prices

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Why Choose An Insured Lease Vehicle?

With Car Leasing we provide options to make it easier for you to cover your vehicle in case of an accident, with insurance and maintenance packages removing the hassle of getting different quotes. Cover available for both personal and business customers.

When getting an instant quote online for a vehicle you can also easily add either our insurance package, maintenance or both by selecting these options. You can also discuss these with us directly.

What’s included

Insured Lease Vehicle

Maintenance & Servicing

Breakdown Assistance

Accident Management

	Insured Lease	Maintenance Only	Regular Lease
Insured Leased Vehicle
Third Party Cover & Own Damage Protection
Guaranteed Maintenance Cover
Breakdown Assistance
Road Tax
Glass Damage Protection
Accident Management
Total Loss Shortfall Protection
Fixed Monthly Rentals
Cover For Business or Personal Use
Fuel

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Don't miss out on our latest lease deals!

Offer

Nissan Qashqai

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Personal Lease From

£221.58

per month inc VAT

Initial rental: £1,994.22 inc VAT

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Offer

Seat Mii

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Full Electric

Personal Lease From

£166.13

per month inc VAT

Initial rental: £1,495.15 inc VAT

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Offer

Skoda Octavia

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Personal Lease From

£258.84

per month inc VAT

Initial rental: £2,329.56 inc VAT

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Offer

Nissan Leaf

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Full Electric

Personal Lease From

£220.22

per month inc VAT

Initial rental: £1,982.02 inc VAT

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Offer

BMW 5 Series

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Personal Lease From

£358.80

per month inc VAT

Initial rental: £3,229.20 inc VAT

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Offer

Citroen C3 Aircross

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Personal Lease From

£215.59

per month inc VAT

Initial rental: £1,940.33 inc VAT

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BMW 3 Series

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Personal Lease From

£337.63

per month inc VAT

Initial rental: £3,038.69 inc VAT

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Offer

Mercedes-Benz E Class

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Personal Lease From

£388.69

per month inc VAT

Initial rental: £3,498.23 inc VAT

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Volkswagen Polo

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Personal Lease From

£167.24

per month inc VAT

Initial rental: £1,505.20 inc VAT

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Citroen C4

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Personal Lease From

£240.17

per month inc VAT

Initial rental: £2,161.51 inc VAT

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BMW X3

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Personal Lease From

£401.44

per month inc VAT

Initial rental: £3,612.92 inc VAT

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DS Ds 3

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Personal Lease From

£202.49

per month inc VAT

Initial rental: £1,822.39 inc VAT

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If you would like to discuss our leasing with insurance solutions with one of the team, please get in touch.

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Frequently Asked Questions

Driver(s) must be aged between 21 and 67
Must have held a valid EU licence for at least 2 years
Have no more than 6 points on their licence
Have no more than 2 at fault accidents/claims made within the last 24 months
Have not been advised to stop driving by DVLA or a medical practitioner due to medical conditions
Be the lessee or lessee's spouse/partner (for Regulated Contract Hire and Personal Contract Hire)
Insurance cover for business and personal customers
Be an employee of the lessee (for business contract hire and leasing)

The vehicle is insured by Arval Total Care for third party liability cover. Arval is an insurance company, owned by BNP Paribas, who specialise in fleet motor insurance.

Car Leasing provides a complete package of services through Arval. These include:

Contract Hire insured leased vehicle. This is a Contract Hire vehicle with third party insurance included in the lease
Own Damage Protection
Glass Damage Protection
Maintenance cover – for all your servicing and repairs on your vehicle
Breakdown cover – to fix your car or recover it and if necessary provide a replacement vehicle
Accident Management – management of your incident from start to finish.

AIG insure the vehicle for third party liability cover. The Insurance Policy is in the name of Arval UK Ltd who hold this policy on your behalf. Arval provide cover for the Own Damage Protection (which is explained in more detail below). Arval will be responsible for repairing any damage to your vehicle resulting from an incident. You will not be responsible for the costs but you will be required to pay the Customer Incident Charge as further explained below. The Own Damage Protection will not protect you against damage caused or resulting from driver abuse or neglect. If any damage is caused by the fault of a third party then Arval will recover the costs directly from them.

The insurance company will be responsible for repairing any damage to your vehicle resulting from an incident. You will not be responsible for the costs but you will be required to pay the Customer Incident Charge as further explained below. The Own Damage Protection does not include routine maintenance (which is also explained in more detail below). The Own Damage Protection will not protect you against damage caused or resulting from driver abuse or neglect. If any damage is caused by the fault of a third party then the insurer will recover the costs directly from them.

Any employee of your company and their spouse/partner. There are restrictions and exclusions which apply, for example, in relation to age, driver history (including medical) and use of the vehicle.

Yes, your insured lease package covers you for both Business and Personal use of your leased vehicle. You are not restricted to the types of journey you make, subject to trade usage criteria detailed in your contract.

Yes. The eligibility criteria and restrictions are detailed in a schedule to your contract. It is important that you understand what this criteria is and that you comply with the criteria at all times as you could invalidate the insurance for the vehicle if you do not. Should these change or be updated at any time, a new copy will be sent out to you.

Incident means an event or accident resulting in damage, loss or theft of the An insured lease vehicle or damage to third party property or personal injury/death of a third party.

You must contact Arval at the earliest opportunity and make sure that it is safe and legal to do so. Please call our driver support contact centre on 0370 600 4499 and select ‘report an accident’. Arval’s Accident Management partner will record the relevant details and either get your vehicle recovered if it is immobile or allocate a epairer. Please see the process ﬂow on the right-hand side for more details.

Call our designated help line who will assist with your vehicle and send a recovery van where necessary.

The Driver will need to ensure they comply with the legal requirement around the weight they will be towing. In regards to insurance cover the car will be covered for all ATC services however the towing item i.e. a caravan etc. will only be covered for Third Party Liability only.

No, personal injury cover for the driver is not included.

Yes, your monthly rental will only change if we mutually agree a change (if applicable) or as a result of Arval exercising its rights under the contract, for example if you travel materially more miles than agreed (and the vehicle is recontracted) or the vehicle is involved in two or more at fault incidents in a 12 month period. In which case we will discuss your options with you.

Arval is responsible for the repairing and replacing body glass to your vehicle. You must report the damage to Arval and the repair will be arranged via Arval’s network. You will be required to pay a per incident charge which is fixed at £50 per incident where it is necessary to replace the glass. No CIC applies where the glass is repaired. The glass CIC does not count towards the escalating CIC for incidents.

You are entitled to a courtesy car for the duration of the vehicle repair and is subject to the repairer’s conditions. Please note this will not be a like for like replacement of your existing lease vehicle. If you would like a separate rental vehicle, we can assist in booking this. The costs of the rental vehicle including the collision damage waiver insurance provided by the rental company must be covered by you. The rental agreement will be between you and the rental company.

If the repairer has a courtesy car available then you can utilise this whilst your vehicle is being repaired, subject to their conditions.

The lease will be terminated as soon as our assessors have confirmed the vehicle is not economic to repair. At this point, if you were considered to be “at fault”, Arval will invoice the Customer Incident Charge (CIC) due to you. Your liability for the monthly rental of the vehicle will cease at this point. If there is a third party at fault, Arval will seek to recover the costs from the third party’s insurers. If the losses are not recoverable due to any act or omission by you / your driver, then Arval reserve the right to invoice any losses to you.

You must notify the Police and then Arval (quoting your crime reference number) within 24 hours. Arval’s Accident Management provider will monitor the progress directly with the police. After 21 days if the vehicle hasn’t been recovered, or has been recovered but has been deemed a total loss, then the vehicle lease will be terminated at Arval and your monthly rental liability will cease for any future rentals. At this point, Arval will invoice the relevant Customer Incident Charge (CIC) to you. If there has been an act, omission or negligence by you or your driver which contributed to, or resulted in the theft of the vehicle (e.g. if the keys are left in the car) then the termination costs will be borne by you. If at a later point the vehicle is recovered and sold or any monies are received, these will be credited back to you up to the value of the charge you received.

Should you wish to return the Contract Hire vehicle before the end of the contract, please contact Arval and we will discuss the process, and financial implications. You will be liable to make a payment in accordance with your agreement.

Arval cover the costs of all routine work that is due to occur during the contract term (based on manufacturer guidelines). This will include servicing, maintenance, repairs, premium tyres*, batteries, breakdown cover, exhaust and any worn items. *Arval has a Fair Play policy on tyres. This means that damaged tyres will be replaced inside the maintenance budget. Replacements in the event of abuse, neglect, theft or vandalism will be recharged. Arval’s maintenance scheme does not cover driver abuse items, damage or replacement as a result of neglect. These charges will be billed via a vehicle services invoice. If you need servicing work or tyres, please contact the Arval Driver Contact Centre on 0370 600 4499 and we will assist you with a local supplier.

Please contact Arval on 0370 600 4499 at least 14 days in advance of travel and provide details of your travel destination and dates and details of drivers and any additional drivers. Arval will provide you with a Vehicle on Hire certificate (VE103) to replace the registration document. This is a legal requirement. A standard fee of £15 plus VAT applies for this document. An insurance certificate confirming that the vehicle is insured to be taken out of the country for the period of travel will be provided to you. If you already have a valid VE103 from a previous trip, you will still need to contact Arval to get a new insurance certificate. If you have been unreasonably delayed in your return and your insurance certificate is due to expire, you will need to contact Arval for permission to extend the cover, and a new insurance certificate will be issued. It will be your responsibility to print this document and retain it in the vehicle.

No. Arval is providing Contract Hire on an Insured vehicle. Arval is the policy holder. Therefore the policy cannot be extended to cover personal belongings.

No. Arval is not providing personal injury cover for the driver, however, any Third Party passengers would be included within the policy. In the event a non fault incident, Arval will be able to facilitate any injury claims incurred to the driver or any passengers as part of the loss recovery process from the third party insurer.

You will need to call us to declare a change of overnight postcode. Please contact your Account Management Team to discuss in more detail.

Yes, providing you already take Arval maintenance today and there are more than 6 remaining payments left to make on your contract. Please contact your Account Management team to discuss in more detail. Can you provide me with a ‘no claims letter’ at the end of my contract? Arval can provide a driver history letter which will detail the number of years ‘claim free’ for the driver for the duration of the lease, this will be available upon request. We cannot guarantee all insurance companies will accept the documentation we provide.

At the end of contract Arval will provide a driver history letter to confirm the number of years claim free for the driver for the duration of the lease, this is available upon request. We cannot guarantee all insurance companies will accept the documentation we provide.

Arval Total Care does not cover any claim as a result of deliberately driving through standing flood water

This is not covered with Arval Total Care. Any repair costs will be recharged to you

If you would like an Insurance certificate for your insured leased vehicle please contact your Account Management Team who will be able to assist in your request. Please ensure you provide details on your partner or spouse (where required) so they can be listed on the certificate.

This will be detailed within your Contract Hire terms and conditions agreement.

Car Leasing With Insurance

Search our latest deals

Why Choose An Insured Lease Vehicle?

What’s included

View out latest deals

Nissan Qashqai

Seat Mii

Skoda Octavia

Nissan Leaf

BMW 5 Series

Citroen C3 Aircross

BMW 3 Series

Mercedes-Benz E Class

Volkswagen Polo

Citroen C4

BMW X3

DS Ds 3

Speak To Our Friendly Advisors

Frequently Asked Questions

Am I Eligible?

Who is the insurance provider?

What services are provided under Arval Total Care?

Who provides cover for my vehicle?

What is Own Damage Protection?

Who is allowed to drive my vehicle?

Am I covered for Business use?

Are there any restrictions on who can drive the vehicle or have the product?

What is an incident?

I’ve had an incident, what do I do?

What should I do if my vehicle breaks down?

What are the rules around towing?

Is personal injury covered?

Is the fee for a Fully Insured Lease Vehicle fixed for the Contract Term?

What is Glass Protection?

Am I entitled to a replacement vehicle when mine is off the road due to an accident?

Am I entitled to a replacement vehicle when mine is off the road due to a mechanical failure / maintenance work?

What happens if my vehicle is deemed a total loss as a result of an incident?

What happens if my vehicle is stolen?

If the vehicle is deemed stolen and not recovered or a total loss, what other liabilities do I have other than the monthly rental?

Early Termination

What is included in the maintenance cover?

What do I do if I want to take my vehicle overseas?

Are my personal belongings covered?

Is personal injury covered?

Are there any restrictions on who can drive the vehicle or have the product?

Change of address

Can I add An insured lease to my existing Arval lease?

Do you provide me with a ‘no claims letter’ at the end of my contract?

Standing floodwater

What would happen in the event of misfuelling

How can I obtain a copy of the Insurance Certificate?

Where can I find my policy conditions for an insured lease?