Are Automatic Cars Cheaper to Insure?
You might be asking yourself, are automatic cheaper to insure than manual vehicles? If so, you’re in the perfect place. At Car Leasing, not only do we help find the perfect car lease deal for youor your business, but we also help explain, advise, and share our expert knowledge of the automotive industry to help you make the best decisions with your lease deal. So, let’s look into automatic versus manual cars, find out which is cheaper to insure, and discover what transmission is most suitable for you.
Is It Cheaper to Insure an Automatic or Manual Car?
There are many factors that will cause your car insurance to increase and decrease. For example, your car insurance may cost more if you park your car in a locked garage overnight, rather than on the high street where there is lots of traffic and more chance of a break-in.
According to Admiral Car Insurance, in a recent survey, they discovered that the majority of automatic cars in fact cost more to insure compared to a manual car. There is a lot of debate as to why this is the case, but it simply boils down to the cost of repairing. An automatic gearbox costs more to replace than a manual and in turn, the insurance cost is slightly higher.
The Difference Between an Automatic and a Manual Car
Some of you may know, but others might not know what the actual difference between a manual and an automatic car actually is. So, let’s look at the differences together to help find the right car lease for you.
Manual Cars
Now we know that it is cheaper to insure a manual car, it is also good to note that manual cars tend to be cheaper vehicles to lease or purchase altogether. Overall, choosing to lease a manual vehicle over an automatic could save you hundreds of pounds. This is due to the engineering of a manual car being simpler than an automatic, therefore there are fewer parts that have the potential to fail.
Manual cars are more traditional than automatics, they take longer to learn how to drive but the driver tends to feel more in control of the car as they physically shift the gears into place. The driver has to use the clutch foot pedal in order to shift up or down into gear, from this you will be able to accelerate by placing your other foot onto the other pedal.
So, why choose an automatic car?
Automatic Cars
Unlike a manual car, automatic cars don’t have a clutch and are specifically designed to select the best gear form for the driving situation and terrain you are in. This, more modern way of driving is easier to manoeuvre and therefore new drivers tend to no longer learn how to drive a manual car. Some argue that the simplicity of it makes the driver experience more comfortable, and enjoyable, and shifting the gears are quicker. Some mention the slight safety aspect of not having to remove your hand from the wheel to physically change the gears.
Does the License Type Affect the Cost of Insurance?
Your license is given to you based on what test you have taken. Today, more and more newer drivers are learning to drive an automatic car and skipping the steps of a manual car because of its driving ease. However, this will cause the premium cost to be higher than those with a full driving license because, statistically, automatic drivers tend to make more claims than manual drivers.
How Can Automatic Car Drivers Save on Costs?
If you like driving an automatic car or have an automatic-only license, but don’t want the additional costs. There are a few things you can consider before you decide which car is right for you, these include:
Using comparison websites like GoCompare,Confused.com, or Compare the Market, these sites require some information about your car and your personal needs to then scan over hundreds of insurance websites and present the best results for you. Make sure you read the terms and conditions thoroughly before signing the dotted line.
If you can afford to, it would be better to pay for your insurance on a yearly basis rather than monthly, as most companies incur a slightly higher cost for those on a monthly plan. Saying this, the difference isn’t usually that big. However, it is important to check this before agreeing to your insurance.
Choose to lease your car or van with us at Car Leasing rather than the stressful and unexpected costs of ownership. Our friendly, expert team is incredibly helpful and happy to answer all of your questions. Get in touch with our team today, explore the wide range of cars we have to offer, and find the ultimate car or van lease deal for you.